Indian Overseas Bank VIRAJ KHAND Branch IFSC Code
IOBA 0003862
Indian Overseas Bank VIRAJ KHAND — LUCKNOW, UTTAR PRADESH
MICR: 226020039
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- VIRAJ KHAND
- IFSC Code
- IOBA0003862
- MICR Code
- 226020039
- City
- LUCKNOW
- District
- LUCKNOW
- State
- UTTAR PRADESH
- Contact
- +918005387541
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003862 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003862.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003862.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
6
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003862 — Branch code (VIRAJ KHAND)
Nearby Indian Overseas Bank Branches in LUCKNOW
LUCKNOW
IOBA0000207
3,AVANBAI MANSION, VIDHAN SABHA MARG, LUCKNOW, PIN 226001
MICR: 226020002 RTGS ✓ NEFT ✓ IMPS ✓
DALIGANJ
IOBA0000248
NIRMAL AMBIGA ARCADE,I T COLLEGE CRSNG,FAIZABAD RD,LUCKNOW
MICR: 226020005 RTGS ✓ NEFT ✓ IMPS ✓
AMINABAD
IOBA0000382
G P V MEM SOCIETY BLDG,AMINUDDAULA PARK,AMINABAD,LUCKNOW
MICR: 226020003 RTGS ✓ NEFT ✓ IMPS ✓
INDIRA NGR
IOBA0000684
B213,INDIRA NGR,LUCKNOW
MICR: 226020007 RTGS ✓ NEFT ✓ IMPS ✓
R O LUCKNOW
IOBA0000814
POST BOX NO 343 DOOR NO 10,NAV CHETNA KENDRA IIIFLOOR ASHOK MARG LUCKNOW PIN CODE 226001
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003862 valid for online transfer?
Yes, IOBA0003862 is a valid IFSC code for Indian Overseas Bank VIRAJ KHAND branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003862 belong to?
IOBA0003862 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VIRAJ KHAND is 226020039. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003862?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.