Indian Overseas Bank BAGAYAM Branch IFSC Code
IOBA 0003871
Indian Overseas Bank BAGAYAM — VELLORE, TAMIL NADU
MICR: 600020025
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BAGAYAM
- IFSC Code
- IOBA0003871
- MICR Code
- 600020025
- Address
- DOOR NO 189,ARANI ROAD,PALAVANSATHU,VELLORE CITY,VELLORE TALUK,VELLORE DISTRICT,TAMIL NADU PIN 600123 Open in Google Maps
- City
- VELLORE
- District
- VELLORE
- State
- TAMIL NADU
- Contact
- +919597870718
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003871 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003871.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003871.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
7
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003871 — Branch code (BAGAYAM)
Nearby Indian Overseas Bank Branches in VELLORE
GUDIYATHAM
IOBA0000027
42,KOSA ANNAMALAI STREET,GUDIYATHAM PIN 632602
MICR: 632020302 RTGS ✓ NEFT ✓ IMPS ✓
RANIPET
IOBA0000078
M S M COMPLEX,4 KANDASAMY MUDALI STREET,RANIPET
MICR: 632020102 RTGS ✓ NEFT ✓ IMPS ✓
VELLORE
IOBA0000103
59, BANGALORE RD, VELLORE
MICR: 632020002 RTGS ✓ NEFT ✓ IMPS ✓
GANDHI NGR
IOBA0000213
3, 10TH EAST STREET, GANDHI NGR, VELLORE
MICR: 632020007 RTGS ✓ NEFT ✓ IMPS ✓
ALANGAYAM
IOBA0000326
64 I FLOOR,GANDHI ROAD,ALANGAYAM,PIN 635701
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003871 valid for online transfer?
Yes, IOBA0003871 is a valid IFSC code for Indian Overseas Bank BAGAYAM branch in VELLORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003871 belong to?
IOBA0003871 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BAGAYAM is 600020025. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003871?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.