Indian Overseas Bank NILMATHA Branch IFSC Code
IOBA 0003872
Indian Overseas Bank NILMATHA — LUCKNOW, UTTAR PRADESH
MICR: 226020040
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- NILMATHA
- IFSC Code
- IOBA0003872
- MICR Code
- 226020040
- Address
- PLOT NO 193,NEAR SAI PUBLIC SCHOOL VIJAYANAGAR SECTOR-B,NILMATHA BAZAR NAGRAM ROAD226002 Open in Google Maps
- City
- LUCKNOW
- District
- LUCKNOW
- State
- UTTAR PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003872 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003872.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003872.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
7
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003872 — Branch code (NILMATHA)
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Frequently Asked Questions
Is IOBA0003872 valid for online transfer?
Yes, IOBA0003872 is a valid IFSC code for Indian Overseas Bank NILMATHA branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003872 belong to?
IOBA0003872 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NILMATHA is 226020040. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003872?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.