Indian Overseas Bank PAIKARAMAU Branch IFSC Code

IOBA 0003910
Indian Overseas Bank Logo Indian Overseas Bank
PAIKARAMAU — LUCKNOW, UTTAR PRADESH
MICR: 226020041 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PAIKARAMAU
IFSC Code
IOBA0003910
MICR Code
226020041
Address
KHASRA NO 296 S PALKA VILLAGE PAIKARMAU,BAKSHI KA TALAB,KURSI ROAD,LUCKNOW 226026,UTTAR PARDESH
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City
LUCKNOW
District
LUCKNOW
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003910 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003910.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003910.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
1
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003910 — Branch code (PAIKARAMAU)

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Frequently Asked Questions

Is IOBA0003910 valid for online transfer?
Yes, IOBA0003910 is a valid IFSC code for Indian Overseas Bank PAIKARAMAU branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003910 belong to?
IOBA0003910 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PAIKARAMAU is 226020041. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003910?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.