Indian Overseas Bank NIJAMPUR MALHOUR Branch IFSC Code
IOBA 0003912
Indian Overseas Bank NIJAMPUR MALHOUR — LUCKNOW, UTTAR PRADESH
MICR: 226020042
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- NIJAMPUR MALHOUR
- IFSC Code
- IOBA0003912
- MICR Code
- 226020042
- Address
- PAL COMPLEX,NEAR AMITY UNIVERSITY,GOMTINAGAR,MALHAUR,LUCKNOW 226028,UTTAR PARDESH Open in Google Maps
- City
- LUCKNOW
- District
- LUCKNOW
- State
- UTTAR PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003912 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003912.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003912.
IFSC Code Structure
I
O
B
A
0
0
0
3
9
1
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003912 — Branch code (NIJAMPUR MALHOUR)
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Frequently Asked Questions
Is IOBA0003912 valid for online transfer?
Yes, IOBA0003912 is a valid IFSC code for Indian Overseas Bank NIJAMPUR MALHOUR branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003912 belong to?
IOBA0003912 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NIJAMPUR MALHOUR is 226020042. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003912?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.