Indian Overseas Bank RAMESWARAM Branch IFSC Code

IOBA 0003925
Indian Overseas Bank Logo Indian Overseas Bank
RAMESWARAM — RAMANATHAPURAM, TAMIL NADU
MICR: 623020021 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
RAMESWARAM
IFSC Code
IOBA0003925
MICR Code
623020021
Address
3 BY 7 VARTHAGAN STREET RAMESWARAM RAMANATHAPURAM TAMIL NADU
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City
RAMANATHAPURAM
District
RAMESWARAM
State
TAMIL NADU

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003925 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003925.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003925.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
2
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003925 — Branch code (RAMESWARAM)

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Frequently Asked Questions

Is IOBA0003925 valid for online transfer?
Yes, IOBA0003925 is a valid IFSC code for Indian Overseas Bank RAMESWARAM branch in RAMANATHAPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003925 belong to?
IOBA0003925 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAMESWARAM is 623020021. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003925?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.