Indian Overseas Bank RING ROAD VIZIANAGARAM Branch IFSC Code

IOBA 0003940
Indian Overseas Bank Logo Indian Overseas Bank
RING ROAD VIZIANAGARAM — VIZIANAGARAM, ANDHRA PRADESH
MICR: 535020005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
RING ROAD VIZIANAGARAM
IFSC Code
IOBA0003940
MICR Code
535020005
Address
D NO 20-20-44/1, GROUND FLOOR, PJ CLOUD, SURYA NAGAR, ICE FACTORY JUNCTION, RING ROAD, VIZIANAGARAM - 535002
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City
VIZIANAGARAM
District
VIZIANAGARAM
State
ANDHRA PRADESH
Contact
+918925953940

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003940 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003940.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003940.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
4
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003940 — Branch code (RING ROAD VIZIANAGARAM)

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Frequently Asked Questions

Is IOBA0003940 valid for online transfer?
Yes, IOBA0003940 is a valid IFSC code for Indian Overseas Bank RING ROAD VIZIANAGARAM branch in VIZIANAGARAM, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003940 belong to?
IOBA0003940 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RING ROAD VIZIANAGARAM is 535020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003940?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.