Indian Overseas Bank PATNA SAHIB Branch IFSC Code

IOBA 0003948
Indian Overseas Bank Logo Indian Overseas Bank
PATNA SAHIB — PATNA, BIHAR
MICR: 800020011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PATNA SAHIB
IFSC Code
IOBA0003948
MICR Code
800020011
Address
1ST FLOOR HARIHAR BHAWAN PATNA CITY CHOWK
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City
PATNA
District
PATNA
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003948 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003948.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003948.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
4
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003948 — Branch code (PATNA SAHIB)

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Frequently Asked Questions

Is IOBA0003948 valid for online transfer?
Yes, IOBA0003948 is a valid IFSC code for Indian Overseas Bank PATNA SAHIB branch in PATNA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003948 belong to?
IOBA0003948 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PATNA SAHIB is 800020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003948?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.