Indian Overseas Bank MOWA Branch IFSC Code

IOBA 0003978
Indian Overseas Bank Logo Indian Overseas Bank
MOWA — RAIPUR, CHHATTISGARH
MICR: 492020011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MOWA
IFSC Code
IOBA0003978
MICR Code
492020011
Address
UNIT NO 010, GROUND FLOOR, COMMERCIAL PART E, PHASE 1, BLOCK B, SHRIRAM BUSINESS PARK, BIDHANSABHA ROAD, MOWA, RAIPUR, C.G. 492001
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City
RAIPUR
District
RAIPUR
State
CHHATTISGARH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003978 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003978.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003978.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
7
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003978 — Branch code (MOWA)

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IOBA0002323

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IOBA0002324

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MICR: 492020501 RTGS ✓ NEFT ✓ IMPS ✓

PANDRI RAIPUR

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MICR: 492020003 RTGS ✓ NEFT ✓ IMPS ✓

SHANKAR NAGAR RAIPUR

IOBA0002891

JEEVAN PARISAR,RAJIV NAGAR,SHANKAR NAGAR,RAIPUR CHATTISGARH 492007

MICR: 492020004 RTGS ✓ NEFT ✓ IMPS ✓

RAIPUR REGIONAL OFFICE

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RTGS ✓ NEFT ✓ IMPS ✓
View all Indian Overseas Bank branches in RAIPUR →

Frequently Asked Questions

Is IOBA0003978 valid for online transfer?
Yes, IOBA0003978 is a valid IFSC code for Indian Overseas Bank MOWA branch in RAIPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003978 belong to?
IOBA0003978 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MOWA is 492020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003978?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.