Indian Overseas Bank PHULWARI SHARIF Branch IFSC Code
IOBA 0004012
Indian Overseas Bank PHULWARI SHARIF — PATNA, BIHAR
MICR: 801020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PHULWARI SHARIF
- IFSC Code
- IOBA0004012
- MICR Code
- 801020003
- Address
- GROUND FLOOR, PRABHA COMPLEX, CHHEDI TOLA NEAR AIIMS, PHULWARI SHARIF, DISTRICT PATNA, BIHAR, PIN 801505 Open in Google Maps
- City
- PATNA
- District
- PATNA
- State
- BIHAR
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004012 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004012.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004012.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
1
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004012 — Branch code (PHULWARI SHARIF)
Nearby Indian Overseas Bank Branches in PATNA
PATNA
IOBA0000498
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MICR: 800020002 RTGS ✓ NEFT ✓ IMPS ✓
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IOBA0001484
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MICR: 800020003 RTGS ✓ NEFT ✓ IMPS ✓
PATNA SHASTRI NAGAR
IOBA0001512
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MICR: 800020004 RTGS ✓ NEFT ✓ IMPS ✓
KANKARBAGH COLONY
IOBA0001659
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MICR: 800020005 RTGS ✓ NEFT ✓ IMPS ✓
R O PATNA
IOBA0002016
DOOR NO II AND III FLOORS,NASIMA HOUSE WEST OF GANDHIMAIDAN PATNA PIN CODE 800001
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0004012 valid for online transfer?
Yes, IOBA0004012 is a valid IFSC code for Indian Overseas Bank PHULWARI SHARIF branch in PATNA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004012 belong to?
IOBA0004012 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PHULWARI SHARIF is 801020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004012?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.