Indian Overseas Bank LALWADI Branch IFSC Code
IOBA 0004030
Indian Overseas Bank LALWADI — JAMNAGAR, GUJARAT
MICR: 361020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- LALWADI
- IFSC Code
- IOBA0004030
- MICR Code
- 361020003
- Address
- SHOP NO. 5,6,7,8,9, MAHAVIR HEIGHTS, N/R SNK SCHOOL, MANEKNAGAR MAIN ROAD, LALWADI, DISTRICT JAMNAGAR, STATE GUJARAT, 361110 Open in Google Maps
- City
- JAMNAGAR
- District
- JAMNAGAR
- State
- GUJARAT
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004030 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004030.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004030.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
3
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004030 — Branch code (LALWADI)
Nearby Indian Overseas Bank Branches in JAMNAGAR
JAMNAGAR
IOBA0000417
5 GRAIN MARKET BARDENWALA ROAD JAM NAGAR PIN 361001
MICR: 361020001 RTGS ✓ NEFT ✓ IMPS ✓
GIDC JAMNAGAR
IOBA0004026
SHOP NO.4 TO 7 AND 39 TO 42, SHREERAJ PARADISE, GIDC PHASE 3, SHIV OM CIRCLE, APPLE GATE 1, JAMNAGAR GUJARAT, PIN361004
MICR: 361020004 RTGS ✓ NEFT ✓ IMPS ✓
RANJIT SAGAR ROAD
IOBA0004031
G1,2,3, ROYAL EMPIRE, NEAR AVADH HONDA SHOWROOM, RANJIT SAGAR ROAD, DISTRICT JAMNAGAR, STATE GUJARAT, 361005
MICR: 361020002 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0004030 valid for online transfer?
Yes, IOBA0004030 is a valid IFSC code for Indian Overseas Bank LALWADI branch in JAMNAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004030 belong to?
IOBA0004030 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LALWADI is 361020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004030?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.