Indian Overseas Bank RANJIT SAGAR ROAD Branch IFSC Code
IOBA 0004031
Indian Overseas Bank RANJIT SAGAR ROAD — JAMNAGAR, GUJARAT
MICR: 361020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RANJIT SAGAR ROAD
- IFSC Code
- IOBA0004031
- MICR Code
- 361020002
- Address
- G1,2,3, ROYAL EMPIRE, NEAR AVADH HONDA SHOWROOM, RANJIT SAGAR ROAD, DISTRICT JAMNAGAR, STATE GUJARAT, 361005 Open in Google Maps
- City
- JAMNAGAR
- District
- JAMNAGAR
- State
- GUJARAT
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004031 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004031.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004031.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
3
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004031 — Branch code (RANJIT SAGAR ROAD)
Nearby Indian Overseas Bank Branches in JAMNAGAR
JAMNAGAR
IOBA0000417
5 GRAIN MARKET BARDENWALA ROAD JAM NAGAR PIN 361001
MICR: 361020001 RTGS ✓ NEFT ✓ IMPS ✓
GIDC JAMNAGAR
IOBA0004026
SHOP NO.4 TO 7 AND 39 TO 42, SHREERAJ PARADISE, GIDC PHASE 3, SHIV OM CIRCLE, APPLE GATE 1, JAMNAGAR GUJARAT, PIN361004
MICR: 361020004 RTGS ✓ NEFT ✓ IMPS ✓
LALWADI
IOBA0004030
SHOP NO. 5,6,7,8,9, MAHAVIR HEIGHTS, N/R SNK SCHOOL, MANEKNAGAR MAIN ROAD, LALWADI, DISTRICT JAMNAGAR, STATE GUJARAT, 361110
MICR: 361020003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0004031 valid for online transfer?
Yes, IOBA0004031 is a valid IFSC code for Indian Overseas Bank RANJIT SAGAR ROAD branch in JAMNAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004031 belong to?
IOBA0004031 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RANJIT SAGAR ROAD is 361020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004031?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.