Indian Overseas Bank HATA Branch IFSC Code

IOBA 0004047
Indian Overseas Bank Logo Indian Overseas Bank
HATA — KUSHI NAGAR, UTTAR PRADESH
MICR: 274020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HATA
IFSC Code
IOBA0004047
MICR Code
274020004
Address
WARD NO 1,BAGHNATH,NAGARPALIKA HATA,DIST KUSHI NAGAR
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City
KUSHI NAGAR
District
HATA
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004047 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004047.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004047.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
4
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004047 — Branch code (HATA)

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Frequently Asked Questions

Is IOBA0004047 valid for online transfer?
Yes, IOBA0004047 is a valid IFSC code for Indian Overseas Bank HATA branch in KUSHI NAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004047 belong to?
IOBA0004047 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HATA is 274020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004047?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.