Indian Overseas Bank KAPTANGANJ Branch IFSC Code
IOBA 0004048
Indian Overseas Bank KAPTANGANJ — KUSHI NAGAR, UTTAR PRADESH
MICR: 274020005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KAPTANGANJ
- IFSC Code
- IOBA0004048
- MICR Code
- 274020005
- City
- KUSHI NAGAR
- District
- KAPTANGANJ
- State
- UTTAR PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004048 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004048.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004048.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
4
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004048 — Branch code (KAPTANGANJ)
Nearby Indian Overseas Bank Branches in KUSHI NAGAR
BHARAULI
IOBA0003612
BHARAULI BLOCK,GOPALGARH VILLAGE,KASHIA,KUSHINAGAR DIST,274402
RTGS ✓ NEFT ✓ IMPS ✓
HATA
IOBA0004047
WARD NO 1,BAGHNATH,NAGARPALIKA HATA,DIST KUSHI NAGAR
MICR: 274020004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0004048 valid for online transfer?
Yes, IOBA0004048 is a valid IFSC code for Indian Overseas Bank KAPTANGANJ branch in KUSHI NAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004048 belong to?
IOBA0004048 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAPTANGANJ is 274020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004048?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.