Indian Overseas Bank ASHIYANA-DIGHA ROAD Branch IFSC Code

IOBA 0004051
Indian Overseas Bank Logo Indian Overseas Bank
ASHIYANA-DIGHA ROAD — PATNA, BIHAR
MICR: 800020015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ASHIYANA-DIGHA ROAD
IFSC Code
IOBA0004051
MICR Code
800020015
Address
GROUND FLOOR,ASHIYANA NAGAR MAIN ROAD,NEXT TO ARMS SCHOOL,DISTRICT PATNA,BIHAR 800025
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City
PATNA
District
PATNA
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004051 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004051.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004051.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
5
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004051 — Branch code (ASHIYANA-DIGHA ROAD)

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Frequently Asked Questions

Is IOBA0004051 valid for online transfer?
Yes, IOBA0004051 is a valid IFSC code for Indian Overseas Bank ASHIYANA-DIGHA ROAD branch in PATNA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004051 belong to?
IOBA0004051 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ASHIYANA-DIGHA ROAD is 800020015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004051?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.