Indian Overseas Bank ZERO MILE MUZAFFARPUR Branch IFSC Code

IOBA 0004052
Indian Overseas Bank Logo Indian Overseas Bank
ZERO MILE MUZAFFARPUR — MUZAFFARPUR, BIHAR
MICR: 842020005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ZERO MILE MUZAFFARPUR
IFSC Code
IOBA0004052
MICR Code
842020005
Address
1ST FLOOR, GAYATRI HALL, NEAR BAZAR SAMATI ZERO MILE, PS AHIYAPUR, DISTRICT MUZAFFARPUR, BIHAR 842002
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City
MUZAFFARPUR
District
MUZAFFARPUR
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004052 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004052.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004052.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
5
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004052 — Branch code (ZERO MILE MUZAFFARPUR)

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Frequently Asked Questions

Is IOBA0004052 valid for online transfer?
Yes, IOBA0004052 is a valid IFSC code for Indian Overseas Bank ZERO MILE MUZAFFARPUR branch in MUZAFFARPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004052 belong to?
IOBA0004052 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ZERO MILE MUZAFFARPUR is 842020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004052?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.