Indian Overseas Bank OGB -BAITARANI ROAD Branch IFSC Code

IOBA 0GB4045
Indian Overseas Bank Logo Indian Overseas Bank
OGB -BAITARANI ROAD — JAJPUR, ODISHA
MICR: 755706501 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
OGB -BAITARANI ROAD
IFSC Code
IOBA0GB4045
MICR Code
755706501
Address
AT BARUNDAI, PO BARUNDAI, DIST JAJPUR,PIN 755025,
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City
JAJPUR
District
BAITARANI ROAD
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0GB4045 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0GB4045.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0GB4045.

IFSC Code Structure

I
O
B
A
0
G
B
4
0
4
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • GB4045 — Branch code (OGB -BAITARANI ROAD)

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Frequently Asked Questions

Is IOBA0GB4045 valid for online transfer?
Yes, IOBA0GB4045 is a valid IFSC code for Indian Overseas Bank OGB -BAITARANI ROAD branch in JAJPUR, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0GB4045 belong to?
IOBA0GB4045 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank OGB -BAITARANI ROAD is 755706501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0GB4045?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.