Indian Overseas Bank OGB -GARAPUR Branch IFSC Code

IOBA 0GB4189
Indian Overseas Bank Logo Indian Overseas Bank
OGB -GARAPUR — KENDRAPARA, ODISHA
MICR: 754706589 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
OGB -GARAPUR
IFSC Code
IOBA0GB4189
MICR Code
754706589
Address
AT/PO GARAPUR,VIA/DIST KENDRAPARA,PIN 754211,
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City
KENDRAPARA
District
GARAPUR
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0GB4189 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0GB4189.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0GB4189.

IFSC Code Structure

I
O
B
A
0
G
B
4
1
8
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • GB4189 — Branch code (OGB -GARAPUR)

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Frequently Asked Questions

Is IOBA0GB4189 valid for online transfer?
Yes, IOBA0GB4189 is a valid IFSC code for Indian Overseas Bank OGB -GARAPUR branch in KENDRAPARA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0GB4189 belong to?
IOBA0GB4189 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank OGB -GARAPUR is 754706589. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0GB4189?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.