Jammu and Kashmir Bank LAL CHOWK KARGIL Branch IFSC Code

JAKA 0KARLAL
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
LAL CHOWK KARGIL — KARGIL, JAMMU AND KASHMIR
MICR: 194051021 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
LAL CHOWK KARGIL
IFSC Code
JAKA0KARLAL
MICR Code
194051021
Address
LALCHOWKKARGILPIN194103
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City
KARGIL
District
KARGIL
State
JAMMU AND KASHMIR
Contact
+919419899712

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0KARLAL to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0KARLAL.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0KARLAL.

IFSC Code Structure

J
A
K
A
0
K
A
R
L
A
L
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • KARLAL — Branch code (LAL CHOWK KARGIL)

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Frequently Asked Questions

Is JAKA0KARLAL valid for online transfer?
Yes, JAKA0KARLAL is a valid IFSC code for Jammu and Kashmir Bank LAL CHOWK KARGIL branch in KARGIL, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0KARLAL belong to?
JAKA0KARLAL belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank LAL CHOWK KARGIL is 194051021. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0KARLAL?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.