Jammu and Kashmir Bank PUSKYUM Branch IFSC Code

JAKA 0PUSKUM
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
PUSKYUM — KARGIL, JAMMU AND KASHMIR
MICR: 194051031 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
PUSKYUM
IFSC Code
JAKA0PUSKUM
MICR Code
194051031
Address
FAROOL PUSKYUM, NEAR PHC PRIMARY HEALTH CENTRE, PUSKYUM, KARGIL, JK-194103
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City
KARGIL
District
KARGIL
State
JAMMU AND KASHMIR
Contact
+919185272057

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0PUSKUM to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0PUSKUM.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0PUSKUM.

IFSC Code Structure

J
A
K
A
0
P
U
S
K
U
M
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • PUSKUM — Branch code (PUSKYUM)

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Frequently Asked Questions

Is JAKA0PUSKUM valid for online transfer?
Yes, JAKA0PUSKUM is a valid IFSC code for Jammu and Kashmir Bank PUSKYUM branch in KARGIL, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0PUSKUM belong to?
JAKA0PUSKUM belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank PUSKYUM is 194051031. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0PUSKUM?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.