Karnataka Bank LUDHIANA PUNJAB Branch IFSC Code
KARB 0000452
Karnataka Bank LUDHIANA PUNJAB — LUDHIANA, PUNJAB
MICR: 141052002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Karnataka Bank
- Branch
- LUDHIANA PUNJAB
- IFSC Code
- KARB0000452
- MICR Code
- 141052002
- Address
- B-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003 Open in Google Maps
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +911612539943
How to Use This IFSC Code
NEFT Transfer
Use IFSC code KARB0000452 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KARB0000452.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KARB0000452.
IFSC Code Structure
K
A
R
B
0
0
0
0
4
5
2
- KARB — Bank code (Karnataka Bank)
- 0 — Reserved (always 0)
- 000452 — Branch code (LUDHIANA PUNJAB)
Nearby Karnataka Bank Branches in LUDHIANA
View all Karnataka Bank branches in LUDHIANA →Frequently Asked Questions
Is KARB0000452 valid for online transfer?
Yes, KARB0000452 is a valid IFSC code for Karnataka Bank LUDHIANA PUNJAB branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KARB0000452 belong to?
KARB0000452 belongs to Karnataka Bank. The first 4 characters "KARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Karnataka Bank LUDHIANA PUNJAB is 141052002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KARB0000452?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.