Karnataka Bank LUDHIANA-CHANDIGARH ROAD Branch IFSC Code
KARB 0000634
Karnataka Bank LUDHIANA-CHANDIGARH ROAD — LUDHIANA, PUNJAB
MICR: 141052003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Karnataka Bank
- Branch
- LUDHIANA-CHANDIGARH ROAD
- IFSC Code
- KARB0000634
- MICR Code
- 141052003
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +911612539943
How to Use This IFSC Code
NEFT Transfer
Use IFSC code KARB0000634 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KARB0000634.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KARB0000634.
IFSC Code Structure
K
A
R
B
0
0
0
0
6
3
4
- KARB — Bank code (Karnataka Bank)
- 0 — Reserved (always 0)
- 000634 — Branch code (LUDHIANA-CHANDIGARH ROAD)
Nearby Karnataka Bank Branches in LUDHIANA
View all Karnataka Bank branches in LUDHIANA →Frequently Asked Questions
Is KARB0000634 valid for online transfer?
Yes, KARB0000634 is a valid IFSC code for Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KARB0000634 belong to?
KARB0000634 belongs to Karnataka Bank. The first 4 characters "KARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Karnataka Bank LUDHIANA-CHANDIGARH ROAD is 141052003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KARB0000634?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.