Kerala State Co-operative Bank ERUMELY Branch IFSC Code

KSBK 0001294
Kerala State Co-operative Bank
ERUMELY — KOTTAYAM, KERALA
MICR: 686177294 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Kerala State Co-operative Bank
Branch
ERUMELY
IFSC Code
KSBK0001294
MICR Code
686177294
Address
7/1015,ERUMELY,KOTTAYAM PIN 686509
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+914828210411

How to Use This IFSC Code

NEFT Transfer

Use IFSC code KSBK0001294 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KSBK0001294.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KSBK0001294.

IFSC Code Structure

K
S
B
K
0
0
0
1
2
9
4
  • KSBK — Bank code (Kerala State Co-operative Bank)
  • 0 — Reserved (always 0)
  • 001294 — Branch code (ERUMELY)

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Frequently Asked Questions

Is KSBK0001294 valid for online transfer?
Yes, KSBK0001294 is a valid IFSC code for Kerala State Co-operative Bank ERUMELY branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KSBK0001294 belong to?
KSBK0001294 belongs to Kerala State Co-operative Bank. The first 4 characters "KSBK" identify the bank.
What is the MICR code for this branch?
The MICR code for Kerala State Co-operative Bank ERUMELY is 686177294. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KSBK0001294?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.