Punjab & Sind Bank JAGRAON Branch IFSC Code

PSIB 0000106
Punjab & Sind Bank Logo Punjab & Sind Bank
JAGRAON — LUDHIANA, PUNJAB
MICR: 142023052 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
JAGRAON
IFSC Code
PSIB0000106
MICR Code
142023052
Address
JAGRAON LUDHIANA
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City
LUDHIANA
District
JAGRAON
State
PUNJAB
Contact
+911624542120

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000106 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000106.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000106.

IFSC Code Structure

P
S
I
B
0
0
0
0
1
0
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000106 — Branch code (JAGRAON)

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Frequently Asked Questions

Is PSIB0000106 valid for online transfer?
Yes, PSIB0000106 is a valid IFSC code for Punjab & Sind Bank JAGRAON branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000106 belong to?
PSIB0000106 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank JAGRAON is 142023052. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000106?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.