Punjab & Sind Bank BHAGOWAL Branch IFSC Code
PSIB 0000109
Punjab & Sind Bank BHAGOWAL — GURDASPUR, PUNJAB
MICR: 143023258
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- BHAGOWAL
- IFSC Code
- PSIB0000109
- MICR Code
- 143023258
- City
- GURDASPUR
- District
- BHAGOWAL
- State
- PUNJAB
- Contact
- +911871258207
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000109 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000109.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000109.
IFSC Code Structure
P
S
I
B
0
0
0
0
1
0
9
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000109 — Branch code (BHAGOWAL)
Nearby Punjab & Sind Bank Branches in GURDASPUR
HARCHOWAL
PSIB0000062
HARCHOWAL TEH.BATALA, DISTT. GURDASPUR , PUNJAB - 143527
MICR: 143023260 RTGS ✓ NEFT ✓ IMPS ✓
NAUSHERA MAJA SINGH
PSIB0000064
NAUSHERA MAJA SINGH, DISTT. GURDASPUR , PUNJAB - 143518
MICR: 143023604 RTGS ✓ NEFT ✓ IMPS ✓
KAHNUWAN
PSIB0000068
KAHNUWAN, DISTT. GURDASPUR , PUNJAB - 143528
MICR: 143023209 RTGS ✓ NEFT ✓ IMPS ✓
POLICE LINES
PSIB0000076
POLICE LINES ROAD,GURDASPUR-143521
MICR: 143023202 RTGS ✓ NEFT ✓ IMPS ✓
CINEMA ROAD BATALA
PSIB0000094
CINEMA ROAD,BATALA-143505
MICR: 143023252 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000109 valid for online transfer?
Yes, PSIB0000109 is a valid IFSC code for Punjab & Sind Bank BHAGOWAL branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000109 belong to?
PSIB0000109 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank BHAGOWAL is 143023258. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000109?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.