Punjab & Sind Bank FRASER ROAD , PATNA Branch IFSC Code
PSIB 0000174
FRASER ROAD , PATNA — PATNA, BIHAR
MICR: 800023002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- FRASER ROAD , PATNA
- IFSC Code
- PSIB0000174
- MICR Code
- 800023002
- City
- PATNA
- District
- PATNA
- State
- BIHAR
- Contact
- 2221850
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000174 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000174.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000174.
IFSC Code Structure
P
S
I
B
0
0
0
0
1
7
4
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000174 — Branch code (FRASER ROAD , PATNA)
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Frequently Asked Questions
Is PSIB0000174 valid for online transfer?
Yes, PSIB0000174 is a valid IFSC code for Punjab & Sind Bank FRASER ROAD , PATNA branch in PATNA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000174 belong to?
PSIB0000174 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank FRASER ROAD , PATNA is 800023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000174?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.