Punjab & Sind Bank PATNA CITY Branch IFSC Code
PSIB 0000286
Punjab & Sind Bank PATNA CITY — PATNA, BIHAR
MICR: 800023003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- PATNA CITY
- IFSC Code
- PSIB0000286
- MICR Code
- 800023003
- City
- PATNA
- District
- PATNA
- State
- BIHAR
- Contact
- +919031401957
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000286 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000286.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000286.
IFSC Code Structure
P
S
I
B
0
0
0
0
2
8
6
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000286 — Branch code (PATNA CITY)
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Frequently Asked Questions
Is PSIB0000286 valid for online transfer?
Yes, PSIB0000286 is a valid IFSC code for Punjab & Sind Bank PATNA CITY branch in PATNA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000286 belong to?
PSIB0000286 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank PATNA CITY is 800023003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000286?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.