Punjab & Sind Bank VILLA BAJU Branch IFSC Code

PSIB 0000326
Punjab & Sind Bank Logo Punjab & Sind Bank
VILLA BAJU — GURDASPUR, PUNJAB
MICR: 143023268 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
VILLA BAJU
IFSC Code
PSIB0000326
MICR Code
143023268
Address
VILLA BAJU TEH. BATALA, DISTT. GURDASPUR, PUNJAB - 143514
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City
GURDASPUR
District
VILLA BIJU
State
PUNJAB
Contact
+911872265863

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000326 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000326.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000326.

IFSC Code Structure

P
S
I
B
0
0
0
0
3
2
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000326 — Branch code (VILLA BAJU)

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Frequently Asked Questions

Is PSIB0000326 valid for online transfer?
Yes, PSIB0000326 is a valid IFSC code for Punjab & Sind Bank VILLA BAJU branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000326 belong to?
PSIB0000326 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank VILLA BAJU is 143023268. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000326?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.