Punjab & Sind Bank LUDHIANA NEW JANTA NAGAR Branch IFSC Code

PSIB 0000682
Punjab & Sind Bank Logo Punjab & Sind Bank
LUDHIANA NEW JANTA NAGAR — LUDHIANA, PUNJAB
MICR: 141023015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
LUDHIANA NEW JANTA NAGAR
IFSC Code
PSIB0000682
MICR Code
141023015
Address
NEW JANTA NAGAR LUDHIANA PUNJAB 141003
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+911615068035

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000682 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000682.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000682.

IFSC Code Structure

P
S
I
B
0
0
0
0
6
8
2
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000682 — Branch code (LUDHIANA NEW JANTA NAGAR)

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Frequently Asked Questions

Is PSIB0000682 valid for online transfer?
Yes, PSIB0000682 is a valid IFSC code for Punjab & Sind Bank LUDHIANA NEW JANTA NAGAR branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000682 belong to?
PSIB0000682 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank LUDHIANA NEW JANTA NAGAR is 141023015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000682?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.