Punjab & Sind Bank LUDHIANA IFB Branch IFSC Code

PSIB 0000683
Punjab & Sind Bank Logo Punjab & Sind Bank
LUDHIANA IFB — LUDHIANA, PUNJAB
MICR: 141023008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
LUDHIANA IFB
IFSC Code
PSIB0000683
MICR Code
141023008
Address
DHOLEWAL CHOWK LUDHIANA
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+919910299708

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000683 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000683.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000683.

IFSC Code Structure

P
S
I
B
0
0
0
0
6
8
3
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000683 — Branch code (LUDHIANA IFB)

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Frequently Asked Questions

Is PSIB0000683 valid for online transfer?
Yes, PSIB0000683 is a valid IFSC code for Punjab & Sind Bank LUDHIANA IFB branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000683 belong to?
PSIB0000683 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank LUDHIANA IFB is 141023008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000683?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.