Punjab & Sind Bank SSI LUDHIANA Branch IFSC Code

PSIB 0000699
Punjab & Sind Bank Logo Punjab & Sind Bank
SSI LUDHIANA — LUDHIANA, PUNJAB
MICR: 141023026 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
SSI LUDHIANA
IFSC Code
PSIB0000699
MICR Code
141023026
Address
S S I BRANCH IND AREA LUDHIANA PUNJAB 141001
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+911615068064

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000699 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000699.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000699.

IFSC Code Structure

P
S
I
B
0
0
0
0
6
9
9
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000699 — Branch code (SSI LUDHIANA)

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Frequently Asked Questions

Is PSIB0000699 valid for online transfer?
Yes, PSIB0000699 is a valid IFSC code for Punjab & Sind Bank SSI LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000699 belong to?
PSIB0000699 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank SSI LUDHIANA is 141023026. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000699?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.