Punjab & Sind Bank BALBERA Branch IFSC Code
PSIB 0020986
Punjab & Sind Bank BALBERA — PATIALA, PUNJAB
MICR: 147023019
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- BALBERA
- IFSC Code
- PSIB0020986
- MICR Code
- 147023019
- City
- PATIALA
- District
- BALBEHRA
- State
- PUNJAB
- Contact
- +911752640044
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0020986 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0020986.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0020986.
IFSC Code Structure
P
S
I
B
0
0
2
0
9
8
6
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 020986 — Branch code (BALBERA)
Nearby Punjab & Sind Bank Branches in PATIALA
GUR MANDI PATIALA
PSIB0000006
GUR MANDI, PATIALA-147001
MICR: 147023003 RTGS ✓ NEFT ✓ IMPS ✓
BHUNERHERI
PSIB0000063
BHUNERHERI, DISTT. PATIALA , PUNJAB - 147003
MICR: 147023007 RTGS ✓ NEFT ✓ IMPS ✓
GHAGGA
PSIB0000070
GHAGGA, DISTT. PATIALA , PUNJAB - 147102
MICR: 147023022 RTGS ✓ NEFT ✓ IMPS ✓
NABHA
PSIB0000092
PATIALA GATE, NABHA, DISTRICT PATIALA-147201
MICR: 147023152 RTGS ✓ NEFT ✓ IMPS ✓
SAMANA, DISTRICT PATIALA, PUNJAB
PSIB0000123
MAIN BAZAR, SAMANA,DISTRICT PATIALA, PUNJAB-147101
MICR: 147023202 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0020986 valid for online transfer?
Yes, PSIB0020986 is a valid IFSC code for Punjab & Sind Bank BALBERA branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0020986 belong to?
PSIB0020986 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank BALBERA is 147023019. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0020986?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.