Punjab & Sind Bank VILLAGE MANDIANI Branch IFSC Code

PSIB 0021046
Punjab & Sind Bank Logo Punjab & Sind Bank
VILLAGE MANDIANI — LUDHIANA, PUNJAB
MICR: 142023054 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
VILLAGE MANDIANI
IFSC Code
PSIB0021046
MICR Code
142023054
Address
VILLAGE MANDIANI TEHSIL MULLANPUR DISTT LUDHIANA PUNJAB 141101
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City
LUDHIANA
District
MALLAH
State
PUNJAB
Contact
+911624271007

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021046 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021046.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021046.

IFSC Code Structure

P
S
I
B
0
0
2
1
0
4
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021046 — Branch code (VILLAGE MANDIANI)

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Frequently Asked Questions

Is PSIB0021046 valid for online transfer?
Yes, PSIB0021046 is a valid IFSC code for Punjab & Sind Bank VILLAGE MANDIANI branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021046 belong to?
PSIB0021046 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank VILLAGE MANDIANI is 142023054. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021046?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.