Punjab & Sind Bank SARNA Branch IFSC Code

PSIB 0021183
Punjab & Sind Bank Logo Punjab & Sind Bank
SARNA — GURDASPUR, PUNJAB
MICR: 145023008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
SARNA
IFSC Code
PSIB0021183
MICR Code
145023008
Address
VILL SARNA NEAR PIPE FACTORY G T ROADSARNA DISTT PATHANKOT PUNJAB
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City
GURDASPUR
District
PATHANKOT
State
PUNJAB
Contact
+917347044969

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021183 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021183.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021183.

IFSC Code Structure

P
S
I
B
0
0
2
1
1
8
3
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021183 — Branch code (SARNA)

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Frequently Asked Questions

Is PSIB0021183 valid for online transfer?
Yes, PSIB0021183 is a valid IFSC code for Punjab & Sind Bank SARNA branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021183 belong to?
PSIB0021183 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank SARNA is 145023008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021183?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.