Punjab & Sind Bank KIRI BHUMAL USB Branch IFSC Code
PSIB 0021227
Punjab & Sind Bank KIRI BHUMAL USB — LUDHIANA, PUNJAB
MICR: 142023061
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- KIRI BHUMAL USB
- IFSC Code
- PSIB0021227
- MICR Code
- 142023061
- City
- LUDHIANA
- District
- JAGRAON
- State
- PUNJAB
- Contact
- +911624280234
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021227 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021227.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021227.
IFSC Code Structure
P
S
I
B
0
0
2
1
2
2
7
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021227 — Branch code (KIRI BHUMAL USB)
Nearby Punjab & Sind Bank Branches in LUDHIANA
LUDHIANA SABUN BAZAR, LUDHIANA
PSIB0000002
SABAN BAZAR, LUDHIANA
MICR: 141023016 RTGS ✓ NEFT ✓ IMPS ✓
KHANNA
PSIB0000003
G. T. ROAD KHANNA, DISTT.LUDHIANA, PUNJAB-141401
MICR: 141023202 RTGS ✓ NEFT ✓ IMPS ✓
GILL LUDHIANA
PSIB0000021
GURU NANAK ENGG. COLLEGE GILL LUDHIANA -141006
MICR: 140023019 RTGS ✓ NEFT ✓ IMPS ✓
JODHAN, LUDHIANA
PSIB0000048
JODHAN,DISTT. LUDHIANA,PUNJAB,PIN CODE-142029
MICR: 141023032 RTGS ✓ NEFT ✓ IMPS ✓
PAKHOWAL
PSIB0000052
PAKHOWAL, DISTT. LUDHIANA, PUNJAB-141108
MICR: 141023306 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0021227 valid for online transfer?
Yes, PSIB0021227 is a valid IFSC code for Punjab & Sind Bank KIRI BHUMAL USB branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021227 belong to?
PSIB0021227 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KIRI BHUMAL USB is 142023061. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021227?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.