Punjab & Sind Bank GHOMAN Branch IFSC Code

PSIB 0021296
Punjab & Sind Bank Logo Punjab & Sind Bank
GHOMAN — GURDASPUR, PUNJAB
MICR: 143023272 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GHOMAN
IFSC Code
PSIB0021296
MICR Code
143023272
Address
NEW MODEL COLONY MAIN BABAR GHOMAN TEHSIL BATALA DISTT GURDASPUR 143514
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City
GURDASPUR
District
BATALA
State
PUNJAB
Contact
+917347044932

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021296 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021296.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021296.

IFSC Code Structure

P
S
I
B
0
0
2
1
2
9
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021296 — Branch code (GHOMAN)

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Frequently Asked Questions

Is PSIB0021296 valid for online transfer?
Yes, PSIB0021296 is a valid IFSC code for Punjab & Sind Bank GHOMAN branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021296 belong to?
PSIB0021296 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GHOMAN is 143023272. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021296?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.