Punjab & Sind Bank GHANOUR Branch IFSC Code

PSIB 0021435
Punjab & Sind Bank Logo Punjab & Sind Bank
GHANOUR — PATIALA, PUNJAB
MICR: 147023035 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GHANOUR
IFSC Code
PSIB0021435
MICR Code
147023035
Address
ANAJ MANDI, GHANAUR, TEHSIL RAJPURA, DISTT PATILALA, PB 140702
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City
PATIALA
District
GHANAUR
State
PUNJAB
Contact
+918427414200

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021435 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021435.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021435.

IFSC Code Structure

P
S
I
B
0
0
2
1
4
3
5
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021435 — Branch code (GHANOUR)

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Frequently Asked Questions

Is PSIB0021435 valid for online transfer?
Yes, PSIB0021435 is a valid IFSC code for Punjab & Sind Bank GHANOUR branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021435 belong to?
PSIB0021435 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GHANOUR is 147023035. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021435?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.