Punjab National Bank RATANPUR Branch IFSC Code
PUNB 0047000
Punjab National Bank RATANPUR — CHHATISGARH, CHHATTISGARH
MICR: 495024506
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- RATANPUR
- IFSC Code
- PUNB0047000
- MICR Code
- 495024506
- City
- CHHATISGARH
- District
- BILASPUR
- State
- CHHATTISGARH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0047000 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0047000.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0047000.
IFSC Code Structure
P
U
N
B
0
0
4
7
0
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 047000 — Branch code (RATANPUR)
Nearby Punjab National Bank Branches in CHHATISGARH
SHARDA
PUNB0249900
MAIN ROAD, LORMI
MICR: 495024507 RTGS ✓ NEFT ✓ IMPS ✓
PENDRA
PUNB0610300
PENDRA DISTT BILASPUR
MICR: 495024517 RTGS ✓ NEFT ✓ IMPS ✓
JASHPUR
PUNB0610500
JASHPUR CHHATISGARH
RTGS ✓ NEFT ✓ IMPS ✓
KORBA, NIHARIKA CHOWK
PUNB0610900
KOSABADI, NIHARIKA CHOWK
MICR: 494024522 RTGS ✓ NEFT ✓ IMPS ✓
TELIBANDHA,RAIPUR
PUNB0611400
TELIBANDHA DISTT-RAIPUR
MICR: 492024006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0047000 valid for online transfer?
Yes, PUNB0047000 is a valid IFSC code for Punjab National Bank RATANPUR branch in CHHATISGARH, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0047000 belong to?
PUNB0047000 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank RATANPUR is 495024506. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0047000?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.