Punjab National Bank SHARDA Branch IFSC Code

PUNB 0249900
Punjab National Bank Logo Punjab National Bank
SHARDA — CHHATISGARH, CHHATTISGARH
MICR: 495024507 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SHARDA
IFSC Code
PUNB0249900
MICR Code
495024507
Address
MAIN ROAD, LORMI
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City
CHHATISGARH
District
SHARDA ,CHHATISGARH
State
CHHATTISGARH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0249900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0249900.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0249900.

IFSC Code Structure

P
U
N
B
0
2
4
9
9
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 249900 — Branch code (SHARDA)

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Frequently Asked Questions

Is PUNB0249900 valid for online transfer?
Yes, PUNB0249900 is a valid IFSC code for Punjab National Bank SHARDA branch in CHHATISGARH, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0249900 belong to?
PUNB0249900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SHARDA is 495024507. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0249900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.