Punjab National Bank BANGA ROAD,PHAGWARA,KAPURTHALA Branch IFSC Code

PUNB 0082000
Punjab National Bank Logo Punjab National Bank
BANGA ROAD,PHAGWARA,KAPURTHALA — PHAGWARA, PUNJAB
MICR: 144024713 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
BANGA ROAD,PHAGWARA,KAPURTHALA
IFSC Code
PUNB0082000
MICR Code
144024713
Address
PUNJAB
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City
PHAGWARA
District
PHAGWARA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0082000 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0082000.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0082000.

IFSC Code Structure

P
U
N
B
0
0
8
2
0
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 082000 — Branch code (BANGA ROAD,PHAGWARA,KAPURTHALA)

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Frequently Asked Questions

Is PUNB0082000 valid for online transfer?
Yes, PUNB0082000 is a valid IFSC code for Punjab National Bank BANGA ROAD,PHAGWARA,KAPURTHALA branch in PHAGWARA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0082000 belong to?
PUNB0082000 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank BANGA ROAD,PHAGWARA,KAPURTHALA is 144024713. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0082000?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.