Punjab National Bank PHAGWARA RAILWAY ROAD, DISTT. Branch IFSC Code
PUNB 0349400
Punjab National Bank PHAGWARA RAILWAY ROAD, DISTT. — PHAGWARA, PUNJAB
MICR: 144024782
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PHAGWARA RAILWAY ROAD, DISTT.
- IFSC Code
- PUNB0349400
- MICR Code
- 144024782
- City
- PHAGWARA
- District
- PHAGWARA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0349400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0349400.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0349400.
IFSC Code Structure
P
U
N
B
0
3
4
9
4
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 349400 — Branch code (PHAGWARA RAILWAY ROAD, DISTT.)
Nearby Punjab National Bank Branches in PHAGWARA
PHAGWARA GT ROAD, DISTT. KAPUR
PUNB0038300
G T ROAD PHAGWARA
MICR: 144024202 RTGS ✓ NEFT ✓ IMPS ✓
BANGA ROAD,PHAGWARA,KAPURTHALA
PUNB0082000
PUNJAB
MICR: 144024713 RTGS ✓ NEFT ✓ IMPS ✓
PHAGWARA NEHRU NAGAR, DISTT. K
PUNB0181600
PUNJAB
MICR: 144024780 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0349400 valid for online transfer?
Yes, PUNB0349400 is a valid IFSC code for Punjab National Bank PHAGWARA RAILWAY ROAD, DISTT. branch in PHAGWARA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0349400 belong to?
PUNB0349400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PHAGWARA RAILWAY ROAD, DISTT. is 144024782. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0349400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.