Punjab National Bank SURAT-GHODDOD ROAD Branch IFSC Code
PUNB 0091010
Punjab National Bank SURAT-GHODDOD ROAD — SURAT, GUJARAT
MICR: 395024031
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- SURAT-GHODDOD ROAD
- IFSC Code
- PUNB0091010
- MICR Code
- 395024031
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +912612222609
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0091010 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0091010.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0091010.
IFSC Code Structure
P
U
N
B
0
0
9
1
0
1
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 091010 — Branch code (SURAT-GHODDOD ROAD)
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Frequently Asked Questions
Is PUNB0091010 valid for online transfer?
Yes, PUNB0091010 is a valid IFSC code for Punjab National Bank SURAT-GHODDOD ROAD branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0091010 belong to?
PUNB0091010 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SURAT-GHODDOD ROAD is 395024031. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0091010?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.