Punjab National Bank GANDHINAGARJAMMU Branch IFSC Code
PUNB 0118820
Punjab National Bank GANDHINAGARJAMMU — SRINAGAR, JAMMU AND KASHMIR
MICR: 180024060
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- GANDHINAGARJAMMU
- IFSC Code
- PUNB0118820
- MICR Code
- 180024060
- City
- SRINAGAR
- District
- GANDHINAGARJAMMU
- State
- JAMMU AND KASHMIR
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0118820 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0118820.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0118820.
IFSC Code Structure
P
U
N
B
0
1
1
8
8
2
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 118820 — Branch code (GANDHINAGARJAMMU)
Nearby Punjab National Bank Branches in SRINAGAR
SRINAGAR
PUNB0013210
POLO VIEW, RESIDENCY ROAD 190001
MICR: 190024016 RTGS ✓ NEFT ✓ IMPS ✓
SRINAGAR, ZADIBAL
PUNB0312400
ZADIBAL
MICR: 190024013 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0118820 valid for online transfer?
Yes, PUNB0118820 is a valid IFSC code for Punjab National Bank GANDHINAGARJAMMU branch in SRINAGAR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0118820 belong to?
PUNB0118820 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank GANDHINAGARJAMMU is 180024060. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0118820?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.