Punjab National Bank SRINAGAR, ZADIBAL Branch IFSC Code
PUNB 0312400
Punjab National Bank SRINAGAR, ZADIBAL — SRINAGAR, JAMMU AND KASHMIR
MICR: 190024013
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- SRINAGAR, ZADIBAL
- IFSC Code
- PUNB0312400
- MICR Code
- 190024013
- City
- SRINAGAR
- District
- SRINAGAR, ,JK
- State
- JAMMU AND KASHMIR
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0312400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0312400.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0312400.
IFSC Code Structure
P
U
N
B
0
3
1
2
4
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 312400 — Branch code (SRINAGAR, ZADIBAL)
Nearby Punjab National Bank Branches in SRINAGAR
SRINAGAR
PUNB0013210
POLO VIEW, RESIDENCY ROAD 190001
MICR: 190024016 RTGS ✓ NEFT ✓ IMPS ✓
GANDHINAGARJAMMU
PUNB0118820
729-A LAST MORH,GANDHINAGAR,JAMMU
MICR: 180024060 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0312400 valid for online transfer?
Yes, PUNB0312400 is a valid IFSC code for Punjab National Bank SRINAGAR, ZADIBAL branch in SRINAGAR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0312400 belong to?
PUNB0312400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SRINAGAR, ZADIBAL is 190024013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0312400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.