Punjab National Bank HARCHANDRAPUR Branch IFSC Code
PUNB 0197820
Punjab National Bank HARCHANDRAPUR — MALDA, WEST BENGAL
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- HARCHANDRAPUR
- IFSC Code
- PUNB0197820
- City
- MALDA
- District
- MALDA
- State
- WEST BENGAL
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0197820 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0197820.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0197820.
IFSC Code Structure
P
U
N
B
0
1
9
7
8
2
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 197820 — Branch code (HARCHANDRAPUR)
Nearby Punjab National Bank Branches in MALDA
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PUNB0023320
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RTGS ✓ NEFT ✓ IMPS ✓
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KALIACHAK
PUNB0029320
PO KALIACHAKDTMALDA
RTGS ✓ NEFT ✓ IMPS ✓
OLD MALDA
PUNB0035820
TAILA MUNDAR ROAD,OLD MALDA,DIST-MALDA
RTGS ✓ NEFT ✓ IMPS ✓
MATHURAPURMALDA
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RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0197820 valid for online transfer?
Yes, PUNB0197820 is a valid IFSC code for Punjab National Bank HARCHANDRAPUR branch in MALDA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0197820 belong to?
PUNB0197820 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
Can I do RTGS using PUNB0197820?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.