Punjab National Bank KOTTAYAM, DISTT. KOTTAYAM ,KER Branch IFSC Code
PUNB 0298200
KOTTAYAM, DISTT. KOTTAYAM ,KER — KOTTAYAM, KERALA
MICR: 686024005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- KOTTAYAM, DISTT. KOTTAYAM ,KER
- IFSC Code
- PUNB0298200
- MICR Code
- 686024005
- City
- KOTTAYAM
- District
- KOTTAYAM
- State
- KERALA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0298200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0298200.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0298200.
IFSC Code Structure
P
U
N
B
0
2
9
8
2
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 298200 — Branch code (KOTTAYAM, DISTT. KOTTAYAM ,KER)
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BACK OFFICE KOTTAYAM
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MICR: 686024006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0298200 valid for online transfer?
Yes, PUNB0298200 is a valid IFSC code for Punjab National Bank KOTTAYAM, DISTT. KOTTAYAM ,KER branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0298200 belong to?
PUNB0298200 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank KOTTAYAM, DISTT. KOTTAYAM ,KER is 686024005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0298200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.