Punjab National Bank BACK OFFICE KOTTAYAM Branch IFSC Code

PUNB 0686800
Punjab National Bank Logo Punjab National Bank
BACK OFFICE KOTTAYAM — KOTTAYAM, KERALA
MICR: 686024006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
BACK OFFICE KOTTAYAM
IFSC Code
PUNB0686800
MICR Code
686024006
Address
KOTTAYAM, KERALA
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0686800 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0686800.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0686800.

IFSC Code Structure

P
U
N
B
0
6
8
6
8
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 686800 — Branch code (BACK OFFICE KOTTAYAM)

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Frequently Asked Questions

Is PUNB0686800 valid for online transfer?
Yes, PUNB0686800 is a valid IFSC code for Punjab National Bank BACK OFFICE KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0686800 belong to?
PUNB0686800 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank BACK OFFICE KOTTAYAM is 686024006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0686800?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.