Punjab National Bank SURAT, R A JUNCTION Branch IFSC Code

PUNB 0310100
Punjab National Bank Logo Punjab National Bank
SURAT, R A JUNCTION — SURAT, GUJARAT
MICR: 395024008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SURAT, R A JUNCTION
IFSC Code
PUNB0310100
MICR Code
395024008
Address
RANDAR ROAD, R A JUNCTION
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City
SURAT
District
SURAT
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0310100 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0310100.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0310100.

IFSC Code Structure

P
U
N
B
0
3
1
0
1
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 310100 — Branch code (SURAT, R A JUNCTION)

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Frequently Asked Questions

Is PUNB0310100 valid for online transfer?
Yes, PUNB0310100 is a valid IFSC code for Punjab National Bank SURAT, R A JUNCTION branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0310100 belong to?
PUNB0310100 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SURAT, R A JUNCTION is 395024008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0310100?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.