Punjab National Bank MALDA TOWN Branch IFSC Code

PUNB 0397500
Punjab National Bank Logo Punjab National Bank
MALDA TOWN — MALDA, WEST BENGAL
MICR: 732024102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
MALDA TOWN
IFSC Code
PUNB0397500
MICR Code
732024102
Address
NH-34 SUKANTA MORE
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City
MALDA
District
MALDA
State
WEST BENGAL

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0397500 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0397500.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0397500.

IFSC Code Structure

P
U
N
B
0
3
9
7
5
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 397500 — Branch code (MALDA TOWN)

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Frequently Asked Questions

Is PUNB0397500 valid for online transfer?
Yes, PUNB0397500 is a valid IFSC code for Punjab National Bank MALDA TOWN branch in MALDA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0397500 belong to?
PUNB0397500 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank MALDA TOWN is 732024102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0397500?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.