Punjab National Bank KIM Branch IFSC Code
PUNB 0598900
KIM — SURAT, GUJARAT
MICR: 395024016
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- KIM
- IFSC Code
- PUNB0598900
- MICR Code
- 395024016
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0598900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0598900.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0598900.
IFSC Code Structure
P
U
N
B
0
5
9
8
9
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 598900 — Branch code (KIM)
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Frequently Asked Questions
Is PUNB0598900 valid for online transfer?
Yes, PUNB0598900 is a valid IFSC code for Punjab National Bank KIM branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0598900 belong to?
PUNB0598900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank KIM is 395024016. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0598900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.